They classify other people as elderly. Insurers have a tendency to classify as young drivers all those between the age of seventeen and twenty five although some insurance companies may apply other age limits.
This generalization is somewhat arbitrary but it surely does reflect the reality of how insurance companies categorize individuals in order to assess risk. Today if people in such category purchase an insurance coverage online, they're going to be inevitably described as a great risk and charged a higher rate accordingly. Insurance companies...